Cost & Aid – US Online PhD

The entry level coursework phase lasts one to two years. After passing the Comprehensive Exam, the Candidate phase is $5,000 tuition per semester. After the proposal is approved, the Researcher phase is $3,000 per semester. Rates are subject to change in future years.

Your potential personal expenses, transportation, books, and supplies may cost an additional $8,500 per semester.

The Free Application for Federal Student Aid (FAFSA) determines eligibility for federal student loans.

There are a variety of money-saving tax benefits to assist in reducing the cost of education expenses. More about education tax benefits.

For questions regarding Veterans Benefits, please contact Tal Ron, our Veterans Certifying Official and Director of Financial Aid, at tron@miu.edu or 641-472-1156.

Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).

Payments may be fixed or graduated and will ensure that your loans are paid off within 25 years.

Payments are lower at first and then increase, usually every two years, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).

Your monthly payments will be either 10 or 15 percent of discretionary income (depending on when you received your first loans), but never more than you would have paid under the 10-year Standard Repayment Plan.

Payments are recalculated each year and are based on your updated income, family size, and the total amount of your Direct Loans. Any outstanding balance will be forgiven if you haven’t repaid your loan in full after 25 years.

Your monthly payment is based on annual income, but your loan will be paid in full within 15 years.