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Cost & Aid, 2025-26

• US On-Campus Students

US On-Campus Undergraduate

This estimate is based on one year for a typical on-campus Federal Pell Grant recipient (represents 75% of our onsite undergraduates). File your Free Application for Federal Student Aid (FAFSA), using our FAFSA code 011113, and then contact our financial aid office for questions on other variables.


Annual Cost and Typical Financial Aid
Tuition and fees	$18,530
Housing (single room) and meals	$7,400
Grants and Scholarship (typical)	-$16,600
Net cost per year	$9,330
Federal student loans	-$9,330
Your payment	$0

Additional Financial Aid Information

• Personal Expenses and Books
$2,400 Federal Work Study is available toward your estimated $4,800 out of pocket costs.
• Scholarships and Grants
Scholarship from MIU described above consists of the Federal Pell Grant and the Federal Supplemental Education Grant and is based on (1) full-time enrollment and (2) financial need based on expected FAFSA outcome.
• Federal Student Loans
Repayment begins after your enrollment ends. Unique repayment plans are available such as income-based, Public Service Loan Forgiveness, and deferments based on low income or unemployment.
Education Tax Incentives
There are a variety of money-saving tax benefits to assist in reducing the cost of education expenses. More about education tax benefits.
Veterans
For questions regarding Veterans Benefits, please contact Tal Ron, our Veterans Certifying Official and Director of Financial Aid, at tron@miu.edu or 641-472-1156.

Loan Repayment Options

• Standard
Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
• Extended
Payments may be fixed or graduated and will ensure that your loans are paid off within 25 years.
• Graduated
Payments are lower at first and then increase, usually every two years, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
• Income-Based
Your monthly payments will be either 10 or 15 percent of discretionary income (depending on when you received your first loans), but never more than you would have paid under the 10-year Standard Repayment Plan.
• Income Contingent
Payments are recalculated each year and are based on your updated income, family size, and the total amount of your Direct Loans. Any outstanding balance will be forgiven if you haven’t repaid your loan in full after 25 years.
• Income Sensitive
Your monthly payment is based on annual income, but your loan will be paid in full within 15 years.

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Tuition, other fees, scholarships, and financial policies are subject to change prior to the entry date. For more information, contact us at awardofficer@miu.edu for a quick reply — normally one business day — or see more about financial aid.

• US Online Students

US Online Undergraduate

This estimate is based on one year for a typical online Federal Pell Grant recipient (represents 90% of our online undergraduates). File your Free Application for Federal Student Aid (FAFSA), using our FAFSA code 011113, and then contact our financial aid office for questions on other variables.


Annual Cost and Typical Financial Aid
Tuition and fees	$18,190
Grants and scholarship (typical)	-$11,700
Net cost per year	$6,490
Federal student loan	-$6,490
Your payment	$0

Part time online enrollment is available. Tuition is $600 per credit with normal load of 9-11 credits. Federal student loans are available and the federal Pell Grant is proportional to the credit load.

Additional Financial Aid Information

• Scholarships and Grants
The grants and scholarship described above consist of the Federal Pell Grant, the Federal Supplemental Education Grant, and institutional scholarship based on (1) full-time enrollment and (2) financial need determined by the Free Application for Federal Student Aid (FAFSA).
• Employer Waiver Program
Many companies offer tuition assistance programs to their employees. If you’re currently employed, we encourage you to check on this. If they offer assistance, please contact MIU’s Financial Aid office.
• Federal Student Loans
Federal Student Loans have limits based on lifetime usage, annual limits, and limited to the educational costs for each semester. Here are the annual maximum limits:
• $5,500 per year for first-year dependent
• $6,500 per year for second-year dependent
• $7,500 per year for third, fourth, fifth-year dependent
• $9,500 per year for first-year independent
• $10,500 per year for second-year independent
• $12,500 per year for third, fourth, fifth-year independent
• Federal Student Loan Repayment
Federal Student Loan Repayment is postponed as long as you are enrolled at least half-time each semester. If your enrollment drops below half-time, you have a six-month grace period before repayment begins. There are also postponements for low income and unemployment, as well as repayment based on income and Public Service Forgiveness.
Education Tax Incentives
There are a variety of money-saving tax benefits to assist in reducing the cost of education expenses. More about education tax benefits.
Veterans
For questions regarding Veterans Benefits, please contact Tal Ron, our Veterans Certifying Official and Director of Financial Aid, at tron@miu.edu or 641-472-1156.

Loan Repayment Options

• Standard
Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
• Extended
Payments may be fixed or graduated and will ensure that your loans are paid off within 25 years.
• Graduated
Payments are lower at first and then increase, usually every two years, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
• Income-Based
Your monthly payments will be either 10 or 15 percent of discretionary income (depending on when you received your first loans), but never more than you would have paid under the 10-year Standard Repayment Plan.
• Income Contingent
Payments are recalculated each year and are based on your updated income, family size, and the total amount of your Direct Loans. Any outstanding balance will be forgiven if you haven’t repaid your loan in full after 25 years.
• Income Sensitive
Your monthly payment is based on annual income, but your loan will be paid in full within 15 years.

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Tuition, other fees, scholarships, and financial policies are subject to change prior to the entry date. For more information, contact us at awardofficer@miu.edu for a quick reply — normally one business day — or see more about financial aid.

• International On-Campus Students

International On-Campus Undergraduate

Annual Cost and Typical Financial Aid
Tuition and fees	$18,530
Housing (single room) and meals	$7,400
Health insurance (estimate)	$2,004
Personal expenses, books, unexpected needs (estimate)	$3,500
Cost Per Year	$31,434

Full-time students may apply for up to $6,000 scholarship based on qualifying level of documented family income. Our undergraduate scholarship application form will be available upon application to the university.

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Tuition, other fees, scholarships, and financial policies are subject to change prior to the entry date.

• International Online Students

International Online Undergraduate

Typically, online enrollment is two courses at a time (17 credits) or one course at a time (9-11 credits), per semester (two semesters per year).


Tuition and Fees per Semester
Full-time (12 or more credits)	$9,095
Fewer than 12 credits	$600 per credit




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Tuition, other fees, scholarships, and financial policies are subject to change prior to the entry date.