Cost & Aid for Online BA in Ayurveda Wellness and Integrative Health
US Online Undergraduates, 2018-19
Tuition is based on the total number of credits per semester, regardless of the types of courses — full-time (12 or more credits) or part-time (less than 12 credits per semester).
Typical samples below vary by FAFSA analysis of Independent student finances or dependent parent finances.
| Tuition | $4,800 |
| Federal grants (maximum) | -$2,654 |
| Net program cost per semester | $2,146 |
| Federal student loan | -$2,146 |
| Your payment | $0 |
Typical samples below vary by FAFSA analysis of Independent student finances or dependent parent finances.
| Tuition | $2,700 |
| Federal grants (maximum) | -$1,700 |
| Net program cost per semester | $1,000 |
| Federal student loan | -$1,000 |
| Your payment | $0 |
Not eligible for federal student loans
| Tuition | $2,000 |
|---|---|
| Federal grants (maximum) | -$750 |
| Net program cost for the summer | $1,250 |
| Federal student loans (not available) | |
| Your payment | $1,250 |
Additional Financial Aid Information
- Federal Grants are available for full-time and part-time students. The grants vary depending on income level as determined by the FAFSA, and by credit load per semester. Students in higher income categories may not qualify for federal grants.
- Employer Waiver Program Many companies offer tuition assistance programs to their employees. If you’re currently employed, we encourage you to check on this. If they offer assistance, please contact MIU’s Financial Aid office.
- Scholarship from MIU Part-time online students benefit from a proportionately lower tuition than the full-time rate. For example, a half-time student’s tuition is less than half the full-time tuition. Because these discounts are included in the part-time tuition, an additional MIU scholarship isn’t available for part-time students.
- Federal Student Loans have limits based on lifetime usage, annual limits, and limited to the educational costs for each semester. Here are the annual maximum limits:
- $5,500 per year for first-year dependent
- $6,500 per year for second-year dependent
- $7,500 per year for third, fourth, fifth-year dependent
- $9,500 per year for first-year independent
- $10,500 per year for second-year independent
- $12,500 per year for third, fourth, fifth-year independent
- Federal Student Loan Repayment is postponed as long as you are enrolled at least half-time each semester. If your enrollment drops below half-time, you have a six month grace period before repayment begins. There are also postponements for low income and unemployment, as well as repayment based on income and Public Service Forgiveness.
- Veterans should contact the VA for information on Veterans Education Benefits. MIU is a Yellow Ribbon school. Our Veterans Certifying Official is our Director of Financial Aid.
Repayment Options
The repayment choices on federal student loans include the following:
Standard
Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
Extended
Payments may be fixed or graduated and will ensure that your loans are paid off within 25 years.
Graduated
Payments are lower at first and then increase, usually every two years, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans).
Income-Based
Your monthly payments will be either 10 or 15 percent of discretionary income (depending on when you received your first loans), but never more than you would have paid under the 10-year Standard Repayment Plan.
Income Contingent
Payments are recalculated each year and are based on your updated income, family size, and the total amount of your Direct Loans. Any outstanding balance will be forgiven if you haven’t repaid your loan in full after 25 years.
Income Sensitive
Your monthly payment is based on annual income, but your loan will be paid in full within 15 years.
Questions? Our Financial Aid Office is happy to assist you. Just send us an email for a quick reply — normally one business day — or see more about financial aid.
International students, 2018-19
| Online | |
|---|---|
| Tuition per semester: 9-11 credits | $4,800 |
| Tuition per semester: 6-8 credits | $2,700 |
| Tuition per semester: 1-6 credits | $500 per credit |